shape and sizes...
That’s why we’ve designed our product
line to meet nearly every scenario.
No middle man. We underwrite and fund government insured and conventional loans in-house.
Apply in as little as 15 minutes, close in as little 7-14 days with our state-of-the-art technology.
Lean on a dedicated advisor to make smarter decisions, lock in a great rate and plan ahead.
Access lower credit and lower down payment options not often available at traditional banks.
A NEW MODEL FOR
Visit our Special Programs section to learn how Home Approvals Direct Inc. is leveraging today’s technology to help advance the mortgage industry. We aren't simply making the mortgage application process easier. We are shifting the financial strategies often used in the back of each mortgage transaction for the benefit of big banks to the front of each transaction for the benefit of our consumers.
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Scott Olivaries
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Scott Olivaries
Home Approvals Direct Inc., NMLS #1373777, is a licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. Home Approvals Direct Inc. is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. Home Approvals Direct Inc. holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. DFPI License # 41DBO-46410. Click here to view our current licensing information as listed on NMLS® Consumer Access.
CONSUMERS WISHING TO FILE A COMLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
© 2017 Home Approvals Direct, Inc. DBA Home Approvals Direct Inc.. All Rights Reserved.
Home Approvals Direct Inc. Bankers is an NMLS licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. Home Approvals Direct Inc. is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. Home Approvals Direct Inc. holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. DFPI License # 41DBO-46410.